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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,174 | $95,406-83.0% | $185,849-91.3% | $85,847-81.2% |
| Participation rate | 47.5% | 68.8%-21.3pp | 81.7%-34.2pp | 69.3%-21.8pp |
| Annual return | 11.53% | 23.59%-12.1pp | 122.10%-110.6pp | 318.61%-307.1pp |
| Employer contribution / active EE | $887 | $3,314-73.2% | $5,169-82.8% | $2,565-65.4% |
| Participant deferral / active EE | $2,323 | $3,424-32.2% | $5,569-58.3% | $3,952-41.2% |
| Admin fee / account holder | $3,406 | $7,214-52.8% | $16,244-79.0% | $6,261-45.6% |