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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,129 | $102,429-59.8% | $147,096-72.0% | $80,925-49.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.24% | 135.02%-119.8pp | 419.75%-404.5pp | 35.65%-20.4pp |
| Employer contribution / active EE | $2,991 | $3,716-19.5% | $4,936-39.4% | $2,756+8.5% |
| Participant deferral / active EE | $6,957 | $6,649+4.6% | $8,071-13.8% | $4,299+61.9% |
| Admin fee / account holder | $3,758 | $7,957-52.8% | $13,005-71.1% | $6,940-45.9% |