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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,129 | $102,422-59.8% | $147,117-72.0% | $80,959-49.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.24% | 135.16%-119.9pp | 420.54%-405.3pp | 35.67%-20.4pp |
| Employer contribution / active EE | $2,991 | $3,717-19.5% | $4,932-39.4% | $2,757+8.5% |
| Participant deferral / active EE | $6,957 | $6,652+4.6% | $8,065-13.7% | $4,300+61.8% |
| Admin fee / account holder | $3,758 | $7,953-52.8% | $12,993-71.1% | $6,925-45.7% |