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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,127 | $89,367-51.7% | $141,191-69.5% | $72,975-40.9% |
| Participation rate | 66.7% | 75.1%-8.5pp | 82.5%-15.8pp | 69.5%-2.8pp |
| Annual return | 29.41% | 111.87%-82.5pp | 71.41%-42.0pp | 81.01%-51.6pp |
| Employer contribution / active EE | $2,203 | $3,115-29.3% | $4,736-53.5% | $2,440-9.7% |
| Participant deferral / active EE | $4,093 | $5,419-24.5% | $6,710-39.0% | $3,608+13.4% |
| Admin fee / account holder | $371 | $5,957-93.8% | $10,264-96.4% | $5,124-92.8% |