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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,370 | $44,850+72.5% | $60,547+27.8% | $59,633+29.7% |
| Participation rate | 35.7% | 59.5%-23.8pp | 68.0%-32.2pp | 68.7%-33.0pp |
| Annual return | -1.85% | 1074.14%-1076.0pp | 335.64%-337.5pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $963 | $1,462-34.1% | $2,419-60.2% | $2,203-56.3% |
| Participant deferral / active EE | $2,497 | $2,230+12.0% | $3,328-25.0% | $3,192-21.8% |
| Admin fee / account holder | $13,927 | $3,635+283.1% | $4,536+207.0% | $4,297+224.1% |