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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,507 | $58,600+22.0% | $83,327-14.2% | $64,173+11.4% |
| Participation rate | 92.0% | 72.0%+20.0pp | 77.8%+14.2pp | 69.6%+22.4pp |
| Annual return | -10.04% | 9.66%-19.7pp | 10.64%-20.7pp | 7.63%-17.7pp |
| Employer contribution / active EE | $6,604 | $2,098+214.7% | $3,379+95.5% | $2,381+177.4% |
| Participant deferral / active EE | $3,007 | $4,656-35.4% | $5,565-46.0% | $3,470-13.3% |
| Admin fee / account holder | $1,891 | $9,282-79.6% | $7,540-74.9% | $4,887-61.3% |