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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,877 | $223,823+80.9% | $211,142+91.8% | $154,746+161.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 9.14% | 50.39%-41.3pp | 46.84%-37.7pp | 172.34%-163.2pp |
| Employer contribution / active EE | $2,112 | $6,787-68.9% | $6,442-67.2% | $4,379-51.8% |
| Participant deferral / active EE | $5,613 | $9,750-42.4% | $9,284-39.5% | $6,730-16.6% |
| Admin fee / account holder | $329 | $19,707-98.3% | $19,076-98.3% | $14,365-97.7% |