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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,877 | $209,336+93.4% | $197,124+105.4% | $137,256+195.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 9.14% | 48.09%-38.9pp | 44.34%-35.2pp | 220.34%-211.2pp |
| Employer contribution / active EE | $2,112 | $6,591-68.0% | $6,227-66.1% | $4,156-49.2% |
| Participant deferral / active EE | $5,613 | $9,614-41.6% | $9,135-38.6% | $6,407-12.4% |
| Admin fee / account holder | $329 | $17,308-98.1% | $16,298-98.0% | $12,270-97.3% |