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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,460 | $115,814+12.6% | $101,275+28.8% | $158,982-17.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.76% | 56.16%-39.4pp | 46.48%-29.7pp | 302.99%-286.2pp |
| Employer contribution / active EE | $25,894 | $4,176+520.1% | $3,660+607.5% | $4,763+443.7% |
| Participant deferral / active EE | $9,934 | $4,958+100.4% | $4,371+127.3% | $5,983+66.0% |
| Admin fee / account holder | $686 | $7,249-90.5% | $5,948-88.5% | $11,252-93.9% |