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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,521 | $111,535+148.8% | $105,223+163.7% | $137,256+102.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.97% | 237.85%-222.9pp | 180.65%-165.7pp | 220.34%-205.4pp |
| Employer contribution / active EE | $6,869 | $3,939+74.4% | $3,689+86.2% | $4,156+65.3% |
| Participant deferral / active EE | $16,791 | $5,500+205.3% | $5,072+231.1% | $6,407+162.1% |
| Admin fee / account holder | $844 | $9,721-91.3% | $8,859-90.5% | $12,270-93.1% |