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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,814 | $99,957-10.1% | $149,730-40.0% | $73,493+22.2% |
| Participation rate | 98.0% | 75.7%+22.3pp | 82.5%+15.6pp | 70.7%+27.4pp |
| Annual return | 24.42% | 53.87%-29.4pp | 276.70%-252.3pp | 28.51%-4.1pp |
| Employer contribution / active EE | $6,591 | $3,191+106.5% | $4,645+41.9% | $2,270+190.3% |
| Participant deferral / active EE | $5,486 | $6,073-9.7% | $6,843-19.8% | $3,740+46.7% |
| Admin fee / account holder | $5,215 | $551+846.9% | $9,310-44.0% | $513+916.4% |