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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,492 | $65,367+7.8% | $92,915-24.1% | $72,976-3.4% |
| Participation rate | 90.4% | 68.3%+22.1pp | 76.0%+14.4pp | 69.5%+20.9pp |
| Annual return | 22.18% | 42.11%-19.9pp | 109.45%-87.3pp | 81.02%-58.8pp |
| Employer contribution / active EE | $8,483 | $2,594+227.0% | $3,653+132.2% | $2,440+247.6% |
| Participant deferral / active EE | $5,285 | $3,128+68.9% | $4,238+24.7% | $3,608+46.5% |
| Admin fee / account holder | $8,155 | $4,251+91.8% | $5,796+40.7% | $5,124+59.2% |