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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,372 | $102,385-22.5% | $147,080-46.0% | $80,935-1.9% |
| Participation rate | 77.5% | 75.9%+1.6pp | 82.2%-4.7pp | 67.7%+9.8pp |
| Annual return | 11.06% | 135.09%-124.0pp | 420.17%-409.1pp | 35.66%-24.6pp |
| Employer contribution / active EE | $2,525 | $3,717-32.1% | $4,933-48.8% | $2,757-8.4% |
| Participant deferral / active EE | $6,126 | $6,651-7.9% | $8,066-24.1% | $4,299+42.5% |
| Admin fee / account holder | $5,229 | $7,951-34.2% | $12,989-59.7% | $6,924-24.5% |