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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,178 | $91,536-70.3% | $130,062-79.1% | $75,177-63.8% |
| Participation rate | 61.8% | 71.5%-9.6pp | 78.5%-16.7pp | 67.2%-5.4pp |
| Annual return | 22.23% | -631.62%+653.9pp | -137.37%+159.6pp | 160.75%-138.5pp |
| Employer contribution / active EE | $1,362 | $2,845-52.1% | $4,322-68.5% | $2,671-49.0% |
| Participant deferral / active EE | $2,525 | $4,343-41.9% | $5,821-56.6% | $4,126-38.8% |
| Admin fee / account holder | $554 | $6,780-91.8% | $10,601-94.8% | $5,651-90.2% |