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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,293 | $101,778-66.3% | $164,975-79.2% | $80,925-57.6% |
| Participation rate | 59.0% | 71.8%-12.8pp | 78.6%-19.6pp | 67.7%-8.6pp |
| Annual return | 24.72% | 16.73%+8.0pp | 70.12%-45.4pp | 35.65%-10.9pp |
| Employer contribution / active EE | $1,274 | $2,954-56.9% | $4,343-70.7% | $2,756-53.8% |
| Participant deferral / active EE | $2,570 | $4,477-42.6% | $6,033-57.4% | $4,299-40.2% |
| Admin fee / account holder | $1,322 | $8,221-83.9% | $12,688-89.6% | $6,940-80.9% |