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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,293 | $101,795-66.3% | $165,100-79.2% | $80,959-57.6% |
| Participation rate | 59.0% | 71.8%-12.8pp | 78.6%-19.6pp | 67.7%-8.7pp |
| Annual return | 24.72% | 16.73%+8.0pp | 70.21%-45.5pp | 35.67%-10.9pp |
| Employer contribution / active EE | $1,274 | $2,954-56.9% | $4,348-70.7% | $2,757-53.8% |
| Participant deferral / active EE | $2,570 | $4,476-42.6% | $6,035-57.4% | $4,300-40.2% |
| Admin fee / account holder | $1,322 | $8,221-83.9% | $12,696-89.6% | $6,925-80.9% |