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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,547 | $72,269+62.7% | $101,271+16.1% | $79,852+47.2% |
| Participation rate | 69.0% | 68.5%+0.5pp | 75.8%-6.8pp | 69.6%-0.7pp |
| Annual return | 63.66% | 22.29%+41.4pp | 46.48%+17.2pp | 31.72%+31.9pp |
| Employer contribution / active EE | $2,477 | $2,692-8.0% | $3,660-32.3% | $2,471+0.2% |
| Participant deferral / active EE | $5,337 | $3,282+62.6% | $4,371+22.1% | $3,740+42.7% |
| Admin fee / account holder | $2,390 | $4,401-45.7% | $5,948-59.8% | $5,306-55.0% |