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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,391 | $167,362-49.0% | $143,799-40.6% | $134,532-36.5% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -13.94% | 0.47%-14.4pp | -0.04%-13.9pp | 418.27%-432.2pp |
| Employer contribution / active EE | $1,968 | $5,620-65.0% | $4,952-60.3% | $4,741-58.5% |
| Participant deferral / active EE | $5,846 | $6,447-9.3% | $5,638+3.7% | $6,401-8.7% |
| Admin fee / account holder | $21,419 | $18,094+18.4% | $14,677+45.9% | $11,429+87.4% |