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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,029 | $102,638-56.1% | $81,991-45.1% | $158,966-71.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 15.62% | 61.05%-45.4pp | 41.31%-25.7pp | 302.95%-287.3pp |
| Employer contribution / active EE | $1,967 | $3,241-39.3% | $2,498-21.3% | $4,762-58.7% |
| Participant deferral / active EE | $1,853 | $4,649-60.1% | $3,722-50.2% | $5,983-69.0% |
| Admin fee / account holder | $3,693 | $8,237-55.2% | $5,665-34.8% | $11,250-67.2% |