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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,425 | $127,387+30.6% | $115,038+44.7% | $125,389+32.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.04% | 31.28%-35.3pp | 26.14%-30.2pp | 282.24%-286.3pp |
| Employer contribution / active EE | $14,772 | $5,166+185.9% | $4,608+220.6% | $4,866+203.6% |
| Participant deferral / active EE | $14,032 | $6,423+118.5% | $6,026+132.8% | $5,352+162.2% |
| Admin fee / account holder | $67,923 | $9,516+613.8% | $8,175+730.8% | $9,541+611.9% |