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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,910 | $102,422+187.9% | $147,117+100.5% | $80,959+264.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 17.72% | 135.16%-117.4pp | 420.54%-402.8pp | 35.67%-18.0pp |
| Employer contribution / active EE | $19,343 | $3,717+420.3% | $4,932+292.2% | $2,757+601.6% |
| Participant deferral / active EE | $17,186 | $6,652+158.4% | $8,065+113.1% | $4,300+299.6% |
| Admin fee / account holder | $30,511 | $7,953+283.6% | $12,993+134.8% | $6,925+340.6% |