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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,253 | $181,896-87.8% | $156,551-85.8% | $273,972-91.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.12% | 30.74%-23.6pp | 32.23%-25.1pp | 41.46%-34.3pp |
| Employer contribution / active EE | $2,082 | $6,248-66.7% | $5,501-62.2% | $4,869-57.2% |
| Participant deferral / active EE | $5,010 | $5,550-9.7% | $4,871+2.9% | $5,287-5.2% |
| Admin fee / account holder | $306 | $15,560-98.0% | $13,028-97.6% | $10,133-97.0% |