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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $64,096 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $30,185 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,094 | $101,591-11.3% | $147,096-38.8% | $74,429+21.0% |
| Participation rate | 73.3% | 75.5%-2.2pp | 82.2%-8.8pp | 67.2%+6.1pp |
| Annual return | 18.05% | 8746.45%-8728.4pp | 419.75%-401.7pp | 1368.38%-1350.3pp |
| Employer contribution / active EE | $3,102 | $3,813-18.6% | $4,936-37.2% | $2,625+18.2% |
| Participant deferral / active EE | $7,244 | $7,302-0.8% | $8,071-10.2% | $4,348+66.6% |
| Admin fee / account holder | $346 | $1,750-80.2% | $13,005-97.3% | $1,944-82.2% |