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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,000 | $81,331-5.3% | $155,534-50.5% | $80,935-4.9% |
| Participation rate | 97.1% | 66.3%+30.8pp | 78.2%+18.9pp | 67.7%+29.4pp |
| Annual return | 12.17% | 33.37%-21.2pp | 64.92%-52.8pp | 35.66%-23.5pp |
| Employer contribution / active EE | $3,786 | $3,105+22.0% | $4,675-19.0% | $2,757+37.4% |
| Participant deferral / active EE | $5,853 | $3,454+69.5% | $5,630+4.0% | $4,299+36.1% |
| Admin fee / account holder | $3,478 | $7,999-56.5% | $15,900-78.1% | $6,924-49.8% |