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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,191 | $32,037-40.1% | $69,182-72.3% | $62,881-69.5% |
| Participation rate | 27.6% | 43.4%-15.8pp | 55.1%-27.5pp | 69.3%-41.7pp |
| Annual return | 11.82% | 15.16%-3.3pp | -21.93%+33.8pp | 20.14%-8.3pp |
| Employer contribution / active EE | $583 | $679-14.2% | $1,206-51.7% | $2,281-74.5% |
| Participant deferral / active EE | $1,124 | $1,185-5.2% | $1,897-40.8% | $3,203-64.9% |
| Admin fee / account holder | $240 | $2,608-90.8% | $2,697-91.1% | $4,296-94.4% |