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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482,136 | $138,076+249.2% | $123,553+290.2% | $135,380+256.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.41% | 153.70%-160.1pp | 119.21%-125.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $21,103 | $5,152+309.6% | $4,628+356.0% | $4,779+341.6% |
| Participant deferral / active EE | $16,024 | $6,800+135.7% | $6,426+149.4% | $5,609+185.7% |
| Admin fee / account holder | $1,874 | $10,917-82.8% | $9,284-79.8% | $10,828-82.7% |