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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,075 | $93,617-11.3% | $135,982-38.9% | $75,177+10.5% |
| Participation rate | 92.7% | 75.2%+17.5pp | 81.9%+10.8pp | 67.2%+25.5pp |
| Annual return | 17.57% | 30.89%-13.3pp | 68.32%-50.8pp | 160.75%-143.2pp |
| Employer contribution / active EE | $5,322 | $3,538+50.4% | $4,859+9.5% | $2,671+99.2% |
| Participant deferral / active EE | $5,336 | $6,406-16.7% | $7,760-31.2% | $4,126+29.3% |
| Admin fee / account holder | $2,933 | $6,980-58.0% | $10,767-72.8% | $5,651-48.1% |