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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,235 | $102,696+73.6% | $86,235+106.7% | $139,487+27.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 16.53% | 1925.91%-1909.4pp | 1170.03%-1153.5pp | 373.84%-357.3pp |
| Employer contribution / active EE | $21,921 | $3,034+622.5% | $2,381+820.6% | $4,755+361.0% |
| Participant deferral / active EE | $15,000 | $4,679+220.6% | $3,987+276.2% | $6,713+123.5% |
| Admin fee / account holder | $619 | $8,667-92.9% | $6,856-91.0% | $11,407-94.6% |