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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,992 | $138,114-92.0% | $125,391-91.2% | $134,545-91.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.77% | 750.88%-772.7pp | 572.41%-594.2pp | 418.37%-440.1pp |
| Employer contribution / active EE | $2,876 | $5,246-45.2% | $4,816-40.3% | $4,742-39.3% |
| Participant deferral / active EE | $4,005 | $7,801-48.7% | $7,448-46.2% | $6,401-37.4% |
| Admin fee / account holder | $3,470 | $11,570-70.0% | $10,009-65.3% | $11,431-69.6% |