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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $819,320 | $137,414+496.2% | $189,537+332.3% | $85,847+854.4% |
| Participation rate | 83.8% | 84.6%-0.8pp | 87.8%-4.0pp | 69.3%+14.5pp |
| Annual return | 20.52% | 38.14%-17.6pp | 555.34%-534.8pp | 318.61%-298.1pp |
| Employer contribution / active EE | $3,787 | $4,344-12.8% | $6,161-38.5% | $2,565+47.6% |
| Participant deferral / active EE | $13,045 | $6,260+108.4% | $8,220+58.7% | $3,952+230.1% |
| Admin fee / account holder | $89,678 | $8,630+939.2% | $12,048+644.3% | $6,261+1332.4% |