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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,244 | $77,817+67.4% | $123,553+5.4% | $64,173+103.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.17% | 12.49%-20.7pp | 119.21%-127.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $12,040 | $3,014+299.5% | $4,628+160.2% | $2,381+405.7% |
| Participant deferral / active EE | $8,852 | $5,240+68.9% | $6,426+37.8% | $3,470+155.1% |
| Admin fee / account holder | $424 | $5,519-92.3% | $9,284-95.4% | $4,887-91.3% |