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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,694 | $138,386+94.9% | $184,260+46.4% | $80,935+233.2% |
| Participation rate | 89.4% | 83.9%+5.5pp | 86.8%+2.5pp | 67.7%+21.7pp |
| Annual return | 15.01% | 20.02%-5.0pp | 28.84%-13.8pp | 35.66%-20.7pp |
| Employer contribution / active EE | $16,851 | $4,851+247.4% | $6,427+162.2% | $2,757+511.3% |
| Participant deferral / active EE | $15,375 | $7,076+117.3% | $9,133+68.3% | $4,299+257.6% |
| Admin fee / account holder | $45,756 | $10,489+336.2% | $13,898+229.2% | $6,924+560.8% |