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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,703 | $160,059+153.5% | $140,019+189.7% | $135,379+199.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -10.12% | 911.44%-921.6pp | 651.15%-661.3pp | 519.79%-529.9pp |
| Employer contribution / active EE | $14,847 | $6,420+131.3% | $5,605+164.9% | $4,779+210.7% |
| Participant deferral / active EE | $14,058 | $7,641+84.0% | $6,927+103.0% | $5,609+150.6% |
| Admin fee / account holder | $11 | $13,328-99.9% | $10,705-99.9% | $10,828-99.9% |