See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
DUBUQUE BANK & TRUST COMPANY3 years Service code 15 · EIN 42-0223620 | Recordkeeping | $40,290 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,458 | $65,061+8.3% | $143,757-51.0% | $66,914+5.3% |
| Participation rate | 62.5% | 65.2%-2.7pp | 80.3%-17.8pp | 69.8%-7.3pp |
| Annual return | -14.30% | -11.14%-3.2pp | -0.04%-14.3pp | 1.58%-15.9pp |
| Employer contribution / active EE | $2,047 | $2,361-13.3% | $4,951-58.7% | $2,544-19.5% |
| Participant deferral / active EE | $4,478 | $2,919+53.4% | $5,637-20.6% | $4,237+5.7% |
| Admin fee / account holder | $339 | $502-32.5% | $14,673-97.7% | $593-42.9% |