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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,554 | $129,737-22.5% | $119,126-15.6% | $154,746-35.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 11.40% | 379.08%-367.7pp | 282.11%-270.7pp | 172.34%-160.9pp |
| Employer contribution / active EE | $10,327 | $4,375+136.1% | $4,034+156.0% | $4,379+135.8% |
| Participant deferral / active EE | $0 | $5,842-100.0% | $5,318-100.0% | $6,730-100.0% |
| Admin fee / account holder | $2,018 | $11,961-83.1% | $10,693-81.1% | $14,365-86.0% |