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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $9,727 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,319 | $55,902-74.4% | $76,030-81.2% | $80,959-82.3% |
| Participation rate | 78.4% | 62.1%+16.3pp | 69.1%+9.3pp | 67.7%+10.7pp |
| Annual return | 13.57% | 20.59%-7.0pp | 361.54%-348.0pp | 35.67%-22.1pp |
| Employer contribution / active EE | $3,286 | $1,867+76.0% | $2,688+22.3% | $2,757+19.2% |
| Participant deferral / active EE | $5,980 | $3,051+96.0% | $4,257+40.5% | $4,300+39.1% |
| Admin fee / account holder | $73 | $5,239-98.6% | $6,421-98.9% | $6,925-99.0% |