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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $9,727 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,319 | $55,930-74.4% | $76,089-81.2% | $80,925-82.3% |
| Participation rate | 78.4% | 62.1%+16.3pp | 69.1%+9.3pp | 67.7%+10.7pp |
| Annual return | 13.57% | 20.58%-7.0pp | 360.94%-347.4pp | 35.65%-22.1pp |
| Employer contribution / active EE | $3,286 | $1,866+76.1% | $2,690+22.1% | $2,756+19.2% |
| Participant deferral / active EE | $5,980 | $3,051+96.0% | $4,259+40.4% | $4,299+39.1% |
| Admin fee / account holder | $73 | $5,241-98.6% | $6,418-98.9% | $6,940-99.0% |