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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,467 | $110,083-13.3% | $151,639-37.0% | $68,486+39.4% |
| Participation rate | 92.0% | 84.0%+8.0pp | 87.5%+4.5pp | 67.9%+24.1pp |
| Annual return | -21.61% | -10.12%-11.5pp | 3.34%-24.9pp | -7.85%-13.8pp |
| Employer contribution / active EE | $5,427 | $4,470+21.4% | $6,165-12.0% | $2,597+109.0% |
| Participant deferral / active EE | $12,792 | $6,526+96.0% | $8,363+52.9% | $4,028+217.6% |
| Admin fee / account holder | $5,314 | $7,718-31.1% | $11,613-54.2% | $5,404-1.7% |