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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,722 | $171,492+28.1% | $150,734+45.8% | $198,609+10.6% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | -1.30% | 804.70%-806.0pp | 600.81%-602.1pp | 202.70%-204.0pp |
| Employer contribution / active EE | $10,903 | $5,470+99.3% | $4,918+121.7% | $5,055+115.7% |
| Participant deferral / active EE | $945 | $6,259-84.9% | $5,610-83.1% | $6,977-86.5% |
| Admin fee / account holder | $32,131 | $17,628+82.3% | $14,905+115.6% | $19,030+68.8% |