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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,915 | $157,304-75.3% | $141,197-72.4% | $152,909-74.6% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 18.56% | 64.34%-45.8pp | 71.41%-52.8pp | 345.46%-326.9pp |
| Employer contribution / active EE | $707 | $5,263-86.6% | $4,736-85.1% | $4,764-85.2% |
| Participant deferral / active EE | $2,623 | $7,111-63.1% | $6,710-60.9% | $5,851-55.2% |
| Admin fee / account holder | $12,232 | $12,126+0.9% | $10,265+19.2% | $11,601+5.4% |