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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,168 | $115,814+67.7% | $101,275+91.7% | $158,982+22.1% |
| Participation rate | 57.1% | 79.4%-22.2pp | 75.8%-18.7pp | 82.0%-24.8pp |
| Annual return | 14.27% | 56.16%-41.9pp | 46.48%-32.2pp | 302.99%-288.7pp |
| Employer contribution / active EE | $11,472 | $4,176+174.7% | $3,660+213.4% | $4,763+140.9% |
| Participant deferral / active EE | $5,280 | $4,958+6.5% | $4,371+20.8% | $5,983-11.8% |
| Admin fee / account holder | $382 | $7,249-94.7% | $5,948-93.6% | $11,252-96.6% |