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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,384 | $129,960-76.6% | $104,299-70.9% | $134,545-77.4% |
| Participation rate | 83.3% | 79.5%+3.8pp | 73.3%+10.1pp | 81.2%+2.1pp |
| Annual return | -22.76% | 42.06%-64.8pp | 24.62%-47.4pp | 418.37%-441.1pp |
| Employer contribution / active EE | $1,501 | $4,186-64.1% | $3,373-55.5% | $4,742-68.3% |
| Participant deferral / active EE | $3,318 | $5,589-40.6% | $4,626-28.3% | $6,401-48.2% |
| Admin fee / account holder | $364 | $9,324-96.1% | $7,339-95.0% | $11,431-96.8% |