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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,592 | $45,872-37.7% | $77,100-62.9% | $68,490-58.3% |
| Participation rate | 100.0% | 55.9%+44.1pp | 67.9%+32.1pp | 67.9%+32.1pp |
| Annual return | -20.90% | 1.73%-22.6pp | 42.35%-63.3pp | -7.85%-13.1pp |
| Employer contribution / active EE | $2,998 | $1,650+81.8% | $2,815+6.5% | $2,597+15.5% |
| Participant deferral / active EE | $6,590 | $2,963+122.4% | $4,430+48.8% | $4,028+63.6% |
| Admin fee / account holder | $745 | $3,041-75.5% | $5,443-86.3% | $5,403-86.2% |