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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,885 | $180,459-34.1% | $154,108-22.9% | $135,380-12.2% |
| Participation rate | 90.0% | 87.4%+2.6pp | 83.0%+7.0pp | 82.6%+7.4pp |
| Annual return | -12.85% | 888.21%-901.1pp | 735.21%-748.1pp | 519.81%-532.7pp |
| Employer contribution / active EE | $2,648 | $6,035-56.1% | $5,298-50.0% | $4,779-44.6% |
| Participant deferral / active EE | $6,518 | $5,806+12.3% | $5,081+28.3% | $5,609+16.2% |
| Admin fee / account holder | $1,142 | $16,145-92.9% | $13,411-91.5% | $10,828-89.5% |