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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,176 | $165,399-27.9% | $149,745-20.4% | $158,982-25.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.52% | 348.34%-337.8pp | 276.72%-266.2pp | 302.99%-292.5pp |
| Employer contribution / active EE | $6,230 | $5,105+22.0% | $4,646+34.1% | $4,763+30.8% |
| Participant deferral / active EE | $11,997 | $7,183+67.0% | $6,843+75.3% | $5,983+100.5% |
| Admin fee / account holder | $31,495 | $10,811+191.3% | $9,312+238.2% | $11,252+179.9% |