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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,816 | $100,811-10.9% | $86,698+3.6% | $134,545-33.2% |
| Participation rate | 80.0% | 79.0%+1.0pp | 76.6%+3.4pp | 81.2%-1.2pp |
| Annual return | -19.72% | 29.11%-48.8pp | 35.96%-55.7pp | 418.37%-438.1pp |
| Employer contribution / active EE | $642 | $3,490-81.6% | $2,837-77.4% | $4,742-86.5% |
| Participant deferral / active EE | $8,749 | $5,339+63.9% | $4,656+87.9% | $6,401+36.7% |
| Admin fee / account holder | $1,752 | $10,926-84.0% | $7,492-76.6% | $11,431-84.7% |