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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,473 | $99,994+4.5% | $146,643-28.8% | $85,847+21.7% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 10.99% | 18.93%-7.9pp | 22.75%-11.8pp | 318.61%-307.6pp |
| Employer contribution / active EE | $4,373 | $2,559+70.9% | $4,137+5.7% | $2,565+70.4% |
| Participant deferral / active EE | $4,362 | $4,006+8.9% | $5,506-20.8% | $3,952+10.4% |
| Admin fee / account holder | $376 | $7,703-95.1% | $10,280-96.3% | $6,261-94.0% |