Retirement plan

THE SUNSTONE GROUP 401(K) PLAN

Name: THE SUNSTONE GROUP - THE SUNSTONE GROUP 401(K) PLAN (2020) Form 5500
Creator: THE SUNSTONE GROUP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE SUNSTONE GROUP 401(K) PLAN, THE SUNSTONE GROUP

THE SUNSTONE GROUPEIN 20-0427420Plan #001PY 2020

4144 W. SUNSET RD - LAS VEGAS, NV 89118702-724-7714

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$6.5M

+10.5% from 2019

Total participants

126

+9.6% from 2019

Average account balance

$66,183

-4.1% from 2019

Annual return

7.70%

-12.38 pp from 2019

Benchmarks

See 9,207 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants25-99

Cohort9,207 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$63K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$577K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$53261

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
GOLDMAN SACHS1 year Filed as: UNITED CAPITAL Service code 26 1160 N TOWN CENTER DRIVE · LAS VEGAS, NV 89144	Advisory (Participants)	$13,822
NEWPORT GROUP, INC.1 year Service code 13 · EIN 27-2037969	Contract Administrator	$7,945

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$25K

$263 / participant

Investment mgmt$14K54.7%
Contract admin$8K31.4%
Other / not subdivided$4K13.9%

% of EOY assets

0.390%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BD & ASSOCIATES CPAS, PLLC
Auditor EIN: 274279115
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$66,183

$91,559-27.7%

$133,978-50.6%

$79,856-17.1%

Participation rate

70.8%

73.3%-2.5pp

79.8%-9.0pp

69.6%+1.2pp

Annual return

7.70%

61.85%-54.1pp

45.10%-37.4pp

31.71%-24.0pp

Employer contribution / active EE

$2,063

$2,384-13.5%

$3,919-47.4%

$2,471-16.5%

Participant deferral / active EE

$3,876

$3,734+3.8%

$5,047-23.2%

$3,741+3.6%

Admin fee / account holder

$258

$6,321-95.9%

$8,930-97.1%

$5,306-95.1%

Provider

Service type

Compensation

GOLDMAN SACHS1 year

Filed as: UNITED CAPITAL

Service code 26

1160 N TOWN CENTER DRIVE · LAS VEGAS, NV 89144

Advisory (Participants)

$13,822

NEWPORT GROUP, INC.1 year

Service code 13 · EIN 27-2037969

Contract Administrator

$7,945

THE SUNSTONE GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE SUNSTONE GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion