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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $726,847 | $138,076+426.4% | $123,553+488.3% | $135,380+436.9% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -7.82% | 153.70%-161.5pp | 119.21%-127.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $3,961 | $5,152-23.1% | $4,628-14.4% | $4,779-17.1% |
| Participant deferral / active EE | $19,465 | $6,800+186.3% | $6,426+202.9% | $5,609+247.0% |
| Admin fee / account holder | $49,704 | $10,917+355.3% | $9,284+435.3% | $10,828+359.0% |