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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,349 | $142,409+94.1% | $119,634+131.0% | $134,545+105.4% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -16.41% | -12.46%-4.0pp | -14.98%-1.4pp | 418.37%-434.8pp |
| Employer contribution / active EE | $992 | $5,224-81.0% | $4,232-76.6% | $4,742-79.1% |
| Participant deferral / active EE | $2,100 | $6,468-67.5% | $5,601-62.5% | $6,401-67.2% |
| Admin fee / account holder | $0 | $13,594-100.0% | $10,329-100.0% | $11,431-100.0% |