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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,947 | $106,280-81.2% | $96,538-79.3% | $139,487-85.7% |
| Participation rate | 83.3% | 77.8%+5.5pp | 74.3%+9.0pp | 80.3%+3.0pp |
| Annual return | 0.00% | 38.48%-38.5pp | 35.74%-35.7pp | 373.84%-373.8pp |
| Employer contribution / active EE | $15,486 | $4,107+277.1% | $3,740+314.0% | $4,755+225.7% |
| Participant deferral / active EE | $3,960 | $5,457-27.4% | $4,880-18.9% | $6,713-41.0% |
| Admin fee / account holder | $409 | $7,888-94.8% | $6,737-93.9% | $11,407-96.4% |