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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,518 | $115,814+0.6% | $101,275+15.1% | $158,982-26.7% |
| Participation rate | 47.8% | 79.4%-31.5pp | 75.8%-28.0pp | 82.0%-34.1pp |
| Annual return | 15.33% | 56.16%-40.8pp | 46.48%-31.1pp | 302.99%-287.7pp |
| Employer contribution / active EE | $1,033 | $4,176-75.3% | $3,660-71.8% | $4,763-78.3% |
| Participant deferral / active EE | $3,576 | $4,958-27.9% | $4,371-18.2% | $5,983-40.2% |
| Admin fee / account holder | $6,341 | $7,249-12.5% | $5,948+6.6% | $11,252-43.6% |